Frequently Asked Questions

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Simply, no. As long as the Appraiser can access the interior of the home. Someone can grant access, such as a realtor, contractor, friend, family member, etc. Several clients have also provided lock box codes for our team members!

The Appraiser will walk throughout the exterior and interior of the home. It is important to remove any safety hazards that may be on or in the property. This includes any heavy debris or personal items that will prevent the Appraiser from accessing rooms or areas of the property, such as bedrooms or mechanical rooms for example. The Appraiser can further guide you prior to the inspection.

While our prices are competitive, every property is unique. Please visit the "Request a Quote" link on our Home Page and complete the online form.

On average, our inspections take approximately 15 minutes. However, inspections can take up to an hour, depending on the complexity of the property.

On average, we deliver a completed PDF report to our clients within 48-72 hours from inspection. However, on more complex assignments, turn time could extend to several days. Our Appraiser will be able to provide a better expectation at the time of inspection.

This is very common. The client will provide blueprints and detailed budget of the proposed dwelling. This will allow the Appraiser to determine the value based on features and other elements of the project. More detail can be provided during a conversation with your assigned Appraiser.

In most real estate transactions, the appraisal is ordered by the lender. While the buyer pays for the report as part of the closing costs, the lender retains the right to use the report or any information contained within. The buyer is certainly entitled to a copy of the appraisal - it's usually included with all the other closing documents - but is not allowed to use the report for any other purpose without permission from the lender.

It's different when it's the homeowner engaging the appraiser for things outside securing a mortgage. In these scenarios, the appraiser may state how the appraisal can be used; for PMI removal, or estate planning or tax challenges, for example. If not noted otherwise, the home owner can do whatever they want with the appraisal. 

While PAG performs appraisal's for Banks and Lenders alike; most Banks and Lenders prefer to order an Appraisal through an AMC (Appraisal Management Company) to ensure the report is independent from the interested party. For Lending purposes, please refer to your Bank or Lender prior to an appraisal order.

While these online tools can be helpful to gauge the overall real estate market, we never use these online resources. There are many aspects of a property that cannot be captured or evaluated online. This is why Lenders, Banks, Realtors and Attorneys rely on an Appraiser for comprehensive and accurate assessments. 

We analyze various factors such as location, property condition, square footage, comparable home sales and market trends to determine the fair market value of your home.

No, appraisals determine the market value of your home, while home inspections identify the physical condition, including structural and potential safety issues with the property.